/* «Открою ИП» — тема «маршрут». Golos Text, глубокий синий + мята. Все классы с префиксом oip- */
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/golos-cyr.woff2) format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/golos-latext.woff2) format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+1E00-1E9F,U+2020,U+20A0-20AB,U+20AD-20C4,U+2113,U+A720-A7FF}
@font-face{font-family:"Golos Text";font-style:normal;font-weight:400 700;font-display:swap;src:url(/assets/fonts/golos-lat.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --oip-navy:#0d2350;--oip-navy-2:#16316b;--oip-blue:#1640a8;--oip-blue-2:#2b5fd9;
  --oip-mint:#3ddbb0;--oip-mint-ink:#08745a;--oip-mint-soft:#dcf7ef;
  --oip-bg:#f4f7fb;--oip-paper:#fff;--oip-sky:#e7eefb;--oip-line:#dde5f0;--oip-line-2:#c9d6ea;
  --oip-ink:#0f1b2d;--oip-muted:#4c5a73;--oip-warn:#9a4a06;--oip-warn-soft:#fff4e6;
  --oip-r:16px;--oip-r-lg:28px;
  --oip-shadow:0 1px 2px rgba(13,35,80,.06),0 8px 24px -12px rgba(13,35,80,.18);
  --oip-font:"Golos Text",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:88px}
body.oip-body{margin:0;background:var(--oip-bg);color:var(--oip-ink);font-family:var(--oip-font);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%}
a{color:var(--oip-blue);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{color:var(--oip-navy);text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--oip-mint);outline-offset:2px;border-radius:6px}
[hidden]{display:none!important}
.oip-shell{width:100%;max-width:1200px;margin:0 auto;padding:0 24px}
.oip-skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--oip-navy);color:#fff;padding:10px 16px;border-radius:10px}
.oip-skip:focus{top:12px;color:#fff}
.oip-h2{font-size:clamp(24px,2.6vw,32px);line-height:1.2;letter-spacing:-.02em;font-weight:700;margin:0 0 8px;color:var(--oip-navy)}

/* ---------- шапка ---------- */
.oip-bar{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--oip-line)}
.oip-bar-row{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:68px}
.oip-brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--oip-navy);flex:none}
.oip-brand-mark{display:block;flex:none}
.oip-brand-name{font-size:20px;font-weight:600;letter-spacing:-.02em}
.oip-brand-name b{font-weight:700;color:var(--oip-blue);margin-left:4px}
.oip-menu{display:flex;gap:4px;align-items:center}
.oip-menu-link{color:var(--oip-ink);text-decoration:none;font-size:15px;font-weight:500;padding:8px 14px;border-radius:999px;white-space:nowrap;transition:background .15s,color .15s}
.oip-menu-link:hover{background:var(--oip-sky);color:var(--oip-navy)}
.oip-menu-link:last-child{background:var(--oip-navy);color:#fff;margin-left:6px}
.oip-menu-link:last-child:hover{background:var(--oip-blue);color:#fff}

/* ---------- главная: hero ---------- */
.oip-hero{padding-top:28px}
.oip-hero-panel{position:relative;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:24px;align-items:center;background:var(--oip-navy);background-image:radial-gradient(120% 90% at 100% 0%,#1d3f86 0%,rgba(29,63,134,0) 60%),radial-gradient(70% 60% at 0% 100%,#0f2d63 0%,rgba(15,45,99,0) 70%);color:#fff;border-radius:var(--oip-r-lg);padding:56px 40px 56px 56px;overflow:hidden}
.oip-kicker{display:inline-flex;align-items:center;gap:10px;margin:0 0 18px;font-size:14px;font-weight:600;color:#bfe9dc;letter-spacing:.01em;background:rgba(61,219,176,.12);border:1px solid rgba(61,219,176,.3);padding:6px 14px 6px 10px;border-radius:999px}
.oip-kicker-dot{width:8px;height:8px;border-radius:50%;background:var(--oip-mint);box-shadow:0 0 0 4px rgba(61,219,176,.25)}
.oip-hero-title{font-size:clamp(30px,4vw,48px);line-height:1.08;letter-spacing:-.03em;font-weight:700;margin:0 0 18px;text-wrap:balance}
.oip-hero-lead{font-size:17px;line-height:1.6;color:#d3dcf0;margin:0 0 28px;max-width:560px}
.oip-hero-facts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;max-width:560px}
.oip-hero-facts li{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:12px 14px}
.oip-hero-facts b{display:block;font-size:24px;line-height:1.1;color:var(--oip-mint);letter-spacing:-.02em}
.oip-hero-facts span{display:block;font-size:13px;line-height:1.35;color:#c4cfe6;margin-top:4px}
.oip-hero-visual{align-self:stretch;display:flex;align-items:center;justify-content:center}
.oip-hero-art{width:100%;height:auto;max-width:560px}

/* ---------- главная: способы ---------- */
.oip-ways{position:relative;margin-top:56px}
.oip-ways-head{display:flex;align-items:baseline;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-bottom:20px}
.oip-ways-head p{margin:0;color:var(--oip-muted)}
.oip-ways-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;counter-reset:oipway}
.oip-way{counter-increment:oipway}
.oip-way-link{position:relative;display:flex;gap:16px;align-items:flex-start;height:100%;padding:22px 22px 20px;background:var(--oip-paper);border:1px solid var(--oip-line);border-radius:var(--oip-r);text-decoration:none;color:var(--oip-ink);transition:border-color .15s,box-shadow .15s,transform .15s}
.oip-way-link::before{content:counter(oipway,decimal-leading-zero);position:absolute;top:14px;right:18px;font-size:12px;font-weight:600;color:#97a6c2;letter-spacing:.06em}
.oip-way-link:hover{border-color:var(--oip-blue);box-shadow:var(--oip-shadow);transform:translateY(-2px);color:var(--oip-ink)}
.oip-way-ico{flex:none;width:56px;height:56px;border-radius:14px;background:var(--oip-sky);color:var(--oip-navy);display:flex;align-items:center;justify-content:center}
.oip-way-ico .oip-ico{width:36px;height:36px}
.oip-way-body{display:flex;flex-direction:column;gap:6px;min-width:0}
.oip-way-title{font-size:18px;font-weight:700;line-height:1.25;color:var(--oip-navy);padding-right:24px}
.oip-way-desc{font-size:14.5px;line-height:1.45;color:var(--oip-muted)}
.oip-way-tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}
.oip-tag{font-size:13px;font-weight:500;line-height:1;padding:6px 10px;border-radius:999px;background:var(--oip-bg);border:1px solid var(--oip-line);color:var(--oip-muted);white-space:nowrap}
.oip-tag-fee{background:var(--oip-mint-soft);border-color:#b5ead9;color:var(--oip-mint-ink);font-weight:700}
.oip-way-go{position:absolute;right:18px;bottom:16px;font-size:20px;color:var(--oip-blue);opacity:0;transform:translateX(-6px);transition:.15s}
.oip-way-link:hover .oip-way-go{opacity:1;transform:none}
.oip-ways-help{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px}
.oip-help-card{display:flex;align-items:center;gap:14px;padding:16px 20px;border-radius:var(--oip-r);border:1.5px dashed var(--oip-line-2);color:var(--oip-ink);text-decoration:none;font-size:15px;line-height:1.4}
.oip-help-card b{color:var(--oip-navy);margin-right:4px}
.oip-help-card .oip-ico{flex:none;width:36px;height:36px;color:var(--oip-blue)}
.oip-help-card:hover{border-color:var(--oip-blue);background:var(--oip-paper);color:var(--oip-ink)}

/* ---------- главная: пять остановок ---------- */
.oip-route-sec{margin-top:72px;padding:56px 0 60px;background:var(--oip-paper);border-top:1px solid var(--oip-line);border-bottom:1px solid var(--oip-line)}
.oip-route-intro{margin:0 0 36px;color:var(--oip-muted);max-width:620px}
.oip-route{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:16px;position:relative}
.oip-route::before{content:"";position:absolute;left:24px;right:calc(20% - 24px);top:23px;border-top:3px dotted var(--oip-mint);z-index:0}
.oip-stop a{position:relative;z-index:1;display:flex;flex-direction:column;gap:6px;text-decoration:none;color:var(--oip-ink);padding-right:8px}
.oip-stop-num{width:48px;height:48px;border-radius:50%;background:var(--oip-paper);border:3px solid var(--oip-navy);color:var(--oip-navy);font-weight:700;font-size:18px;display:flex;align-items:center;justify-content:center;margin-bottom:10px;transition:.15s}
.oip-stop-finish .oip-stop-num{background:var(--oip-mint);border-color:var(--oip-mint);color:var(--oip-navy)}
.oip-stop-num .oip-ico{width:26px;height:26px}
.oip-stop-t{font-size:17px;font-weight:700;color:var(--oip-navy);line-height:1.25}
.oip-stop-d{font-size:14.5px;color:var(--oip-muted);line-height:1.45}
.oip-stop a:hover .oip-stop-num{background:var(--oip-navy);color:#fff}
.oip-stop-finish a:hover .oip-stop-num{background:var(--oip-navy);color:var(--oip-mint)}
.oip-stop a:hover .oip-stop-t{color:var(--oip-blue)}

/* ---------- главная: разделы ---------- */
.oip-sections{margin-top:64px;display:flex;flex-direction:column;gap:20px}
.oip-sec{display:grid;grid-template-columns:300px minmax(0,1fr);gap:32px;padding:32px;background:var(--oip-paper);border:1px solid var(--oip-line);border-radius:var(--oip-r-lg)}
.oip-sec-head{display:flex;flex-direction:column;gap:16px;align-self:start;position:sticky;top:96px}
.oip-sec-head img{width:160px;height:auto;display:block}
.oip-sec-count{margin:0 0 4px;font-size:13px;font-weight:600;color:var(--oip-mint-ink);text-transform:uppercase;letter-spacing:.06em}
.oip-sec-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;column-gap:28px;align-content:start}
.oip-sec-item{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:14px 0;border-bottom:1px solid var(--oip-line);text-decoration:none;color:var(--oip-ink);font-size:15.5px;line-height:1.4;font-weight:500}
.oip-sec-item:hover{color:var(--oip-blue)}
.oip-sec-item:hover .oip-sec-item-t{text-decoration:underline;text-underline-offset:.18em}
.oip-sec-item-m{flex:none;font-size:13px;color:#6a7790;font-weight:400;white-space:nowrap}

/* ---------- главная: справка + FAQ ---------- */
.oip-guide{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:48px;margin-top:72px;align-items:start}
.oip-guide-text > h2:first-child{margin-top:0}
.oip-guide-faq{position:sticky;top:96px}
.oip-is-home .oip-src{margin-top:48px}

/* ---------- FAQ ---------- */
.oip-faq{display:flex;flex-direction:column;gap:10px;margin-top:16px}
.oip-faq-item{background:var(--oip-paper);border:1px solid var(--oip-line);border-radius:14px;overflow:hidden}
.oip-faq-item[open]{border-color:var(--oip-line-2);box-shadow:var(--oip-shadow)}
.oip-faq-q{list-style:none;cursor:pointer;padding:16px 52px 16px 18px;font-weight:600;font-size:16px;line-height:1.4;color:var(--oip-navy);position:relative}
.oip-faq-q::-webkit-details-marker{display:none}
.oip-faq-q::after{content:"";position:absolute;right:18px;top:50%;width:22px;height:22px;margin-top:-11px;border-radius:50%;background:var(--oip-sky) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 22 22'%3E%3Cpath d='M7 11h8M11 7v8' stroke='%230d2350' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") center/22px no-repeat;transition:transform .2s}
.oip-faq-item[open] .oip-faq-q::after{transform:rotate(45deg);background-color:var(--oip-mint-soft)}
.oip-faq-a{padding:0 18px 16px;color:#25324a;font-size:15.5px;line-height:1.6}
.oip-faq-a p{margin:0}

/* ---------- источники ---------- */
.oip-src{margin-top:40px;padding:24px 26px;border-radius:var(--oip-r);background:var(--oip-sky)}
.oip-src-h{margin:0 0 10px;font-size:18px;color:var(--oip-navy)}
.oip-src-list{margin:0;padding-left:22px;font-size:15px;line-height:1.5}
.oip-src-list li{margin:6px 0;padding-left:4px}
.oip-src-list li::marker{color:var(--oip-blue);font-weight:700}
.oip-src-list a{overflow-wrap:anywhere}
.oip-src-note{margin:14px 0 0;font-size:14px;color:var(--oip-muted)}

/* ---------- статья ---------- */
.oip-topbar{position:fixed;left:0;right:0;top:0;height:3px;z-index:60;pointer-events:none}
.oip-topbar span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--oip-blue),var(--oip-mint))}
.oip-art{display:grid;grid-template-columns:260px minmax(0,760px);gap:56px;justify-content:center;padding-top:36px;padding-bottom:24px}
.oip-art-solo{grid-template-columns:minmax(0,780px)}
.oip-rail{position:relative}
.oip-rail-box{position:sticky;top:96px;max-height:calc(100vh - 120px);overflow:auto;padding:20px 18px 18px;background:var(--oip-paper);border:1px solid var(--oip-line);border-radius:var(--oip-r)}
.oip-rail-sum{display:none}
.oip-rail-h{margin:0 0 10px;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--oip-mint-ink)}
.oip-rail-bar{height:6px;border-radius:6px;background:var(--oip-sky);overflow:hidden;margin-bottom:16px}
.oip-rail-bar span{display:block;height:100%;width:0;background:var(--oip-mint);border-radius:6px;transition:width .1s linear}
.oip-rail-list{list-style:none;margin:0;padding:0;position:relative}
.oip-rail-list::before{content:"";position:absolute;left:7px;top:10px;bottom:12px;border-left:2px dotted var(--oip-line-2)}
.oip-rail-list li{position:relative;padding:5px 0 5px 26px}
.oip-rail-list li::before{content:"";position:absolute;left:1px;top:11px;width:14px;height:14px;border-radius:50%;background:var(--oip-paper);border:2px solid var(--oip-line-2);box-sizing:border-box;transition:.15s}
.oip-rail-list a{display:block;font-size:14px;line-height:1.4;color:var(--oip-muted);text-decoration:none;padding:2px 0}
.oip-rail-list a:hover{color:var(--oip-blue)}
.oip-rail-list li.oip-done::before{background:var(--oip-mint);border-color:var(--oip-mint)}
.oip-rail-list li.oip-now::before{background:var(--oip-navy);border-color:var(--oip-navy);box-shadow:0 0 0 4px rgba(61,219,176,.35)}
.oip-rail-list li.oip-now a{color:var(--oip-navy);font-weight:600}
.oip-rail-end span{font-size:14px;font-weight:600;color:var(--oip-mint-ink)}
.oip-rail-list li.oip-rail-end::before{border-radius:3px;border-color:var(--oip-mint);transform:rotate(45deg) scale(.8)}

.oip-crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:14px;color:#6a7790;margin-bottom:14px}
.oip-crumbs a{color:var(--oip-muted);text-decoration:none}
.oip-crumbs a:hover{color:var(--oip-blue);text-decoration:underline}
.oip-art-title{font-size:clamp(28px,3.6vw,42px);line-height:1.12;letter-spacing:-.025em;font-weight:700;color:var(--oip-navy);margin:0 0 16px;text-wrap:balance}
.oip-art-meta{display:flex;flex-wrap:wrap;gap:6px 18px;margin:0 0 26px;font-size:14px;color:var(--oip-muted)}
.oip-art-meta span{position:relative}
.oip-art-meta > *+*::before{content:"";position:absolute;left:-11px;top:50%;width:4px;height:4px;margin-top:-2px;border-radius:50%;background:var(--oip-line-2)}
.oip-art-meta a{position:relative;color:var(--oip-muted)}

.oip-brief{display:flex;gap:16px;padding:22px 24px;margin:0 0 32px;border-radius:var(--oip-r);background:linear-gradient(135deg,var(--oip-mint-soft),#eef8ff);border:1px solid #bfe9db}
.oip-brief-ico{flex:none;width:44px;height:44px;border-radius:12px;background:var(--oip-navy);color:var(--oip-mint);display:flex;align-items:center;justify-content:center}
.oip-brief-ico .oip-ico{width:28px;height:28px}
.oip-brief-ico .oip-ico path[fill]{fill:var(--oip-mint)}
.oip-brief-h{margin:0 0 4px;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--oip-mint-ink)}
.oip-brief-t{margin:0;font-size:17px;line-height:1.6;color:var(--oip-ink)}

/* ---------- текст статьи ---------- */
.oip-prose{font-size:17.5px;line-height:1.7;color:#1b2840}
.oip-prose > *:first-child{margin-top:0}
.oip-prose p{margin:0 0 1.05em}
.oip-prose h2{font-size:clamp(23px,2.4vw,28px);line-height:1.25;letter-spacing:-.02em;color:var(--oip-navy);margin:2.1em 0 .7em;padding-top:22px;border-top:1px solid var(--oip-line);position:relative}
.oip-prose h2::before{content:"";position:absolute;left:0;top:-2px;width:56px;height:3px;border-radius:3px;background:var(--oip-mint)}
.oip-prose h3{font-size:20px;line-height:1.35;color:var(--oip-navy);margin:1.7em 0 .55em}
.oip-prose strong{color:var(--oip-ink);font-weight:650}
.oip-prose ul,.oip-prose ol{margin:0 0 1.1em;padding-left:0}
.oip-prose ul{list-style:none}
.oip-prose ul > li{position:relative;padding-left:26px;margin:.45em 0}
.oip-prose ul > li::before{content:"";position:absolute;left:4px;top:.62em;width:9px;height:9px;border-radius:50%;border:2.5px solid var(--oip-blue);box-sizing:border-box}
.oip-prose ol{list-style:none;counter-reset:oipol}
.oip-prose ol > li{counter-increment:oipol;position:relative;padding-left:42px;margin:.6em 0;min-height:28px}
.oip-prose ol > li::before{content:counter(oipol);position:absolute;left:0;top:.12em;width:28px;height:28px;border-radius:50%;background:var(--oip-navy);color:#fff;font-size:14px;font-weight:700;line-height:28px;text-align:center}
.oip-prose li > ul,.oip-prose li > ol{margin:.4em 0 .2em}
.oip-prose li p{margin:0 0 .4em}
.oip-prose a{overflow-wrap:break-word}
.oip-prose code{font-size:.9em;background:var(--oip-sky);padding:.1em .35em;border-radius:5px}
.oip-prose hr{border:0;border-top:2px dotted var(--oip-line-2);margin:2em 0}
.oip-prose blockquote{margin:1.4em 0;padding:16px 20px;border-left:4px solid var(--oip-blue);background:var(--oip-paper);border-radius:0 12px 12px 0;color:#25324a}
.oip-prose blockquote p:last-child{margin:0}

.oip-tablewrap{margin:1.4em 0 1.6em;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--oip-line);border-radius:14px;background:var(--oip-paper)}
.oip-tablewrap table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.45;min-width:520px}
.oip-tablewrap th{background:var(--oip-navy);color:#fff;font-weight:600;text-align:left;padding:12px 14px;vertical-align:bottom;font-size:14px}
.oip-tablewrap td{padding:12px 14px;border-top:1px solid var(--oip-line);vertical-align:top}
.oip-tablewrap tbody tr:nth-child(even) td{background:#f8fafd}
.oip-tablewrap td:first-child{font-weight:600;color:var(--oip-navy)}
.oip-tablewrap tbody tr:hover td{background:var(--oip-mint-soft)}

.oip-prose .admonition{margin:1.5em 0;padding:16px 20px 16px 56px;border-radius:14px;position:relative;font-size:16.5px;line-height:1.6;background:var(--oip-sky);border:1px solid #cddbf3}
.oip-prose .admonition::before{content:"i";position:absolute;left:18px;top:17px;width:24px;height:24px;border-radius:50%;background:var(--oip-blue);color:#fff;font-weight:700;font-size:14px;line-height:24px;text-align:center}
.oip-prose .admonition p{margin:0 0 .5em}
.oip-prose .admonition p:last-child{margin:0}
.oip-prose .admonition-title{font-weight:700;color:var(--oip-navy);margin-bottom:4px!important}
.oip-prose .admonition.warning{background:var(--oip-warn-soft);border-color:#f6d6b2}
.oip-prose .admonition.warning::before{content:"!";background:var(--oip-warn)}
.oip-prose .admonition.warning .admonition-title{color:var(--oip-warn)}
.oip-prose .admonition.tip{background:var(--oip-mint-soft);border-color:#b5ead9}
.oip-prose .admonition.tip::before{content:"✓";background:var(--oip-mint-ink)}
.oip-prose .admonition.tip .admonition-title{color:var(--oip-mint-ink)}

/* шаги маршрута в тексте (обёртку ставит скрипт; без JS — просто бейдж) */
.oip-prose h3[id^="sag-"]{display:flex;align-items:center;gap:14px}
.oip-stage{position:relative;padding:0 0 6px 56px;margin:0}
.oip-stage::before{content:"";position:absolute;left:19px;top:44px;bottom:-14px;border-left:3px dotted var(--oip-line-2)}
.oip-stage:has(+ .oip-stage)::before{border-color:var(--oip-mint)}
.oip-stage > h3{margin:1.6em 0 .5em -56px!important}
.oip-stage-n{flex:none;width:42px;height:42px;border-radius:50%;background:var(--oip-paper);border:3px solid var(--oip-mint);color:var(--oip-navy);font-size:17px;font-weight:700;display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 5px var(--oip-bg)}
.oip-stage-t{padding-top:1px}

.oip-admark{display:inline-block;margin-left:4px;vertical-align:.25em;font-size:11px;line-height:1;font-weight:600;letter-spacing:.02em;color:var(--oip-muted)!important;background:var(--oip-paper);border:1px solid var(--oip-line-2);border-radius:999px;padding:3px 7px;text-decoration:none}
.oip-admark:hover{border-color:var(--oip-blue);color:var(--oip-blue)!important}

/* ---------- инструмент ---------- */
.oip-tool{margin:0 0 32px;padding:26px;background:var(--oip-paper);border:1px solid var(--oip-line);border-radius:var(--oip-r-lg);box-shadow:var(--oip-shadow)}
.oip-tool-big{border-top:6px solid var(--oip-navy)}
.oip-tool-cap{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:0 0 18px;font-size:13.5px;color:var(--oip-muted)}
.oip-tool-badge{background:var(--oip-navy);color:#fff;font-weight:600;padding:5px 12px;border-radius:999px;font-size:13px}
.oip-tool .row{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:16px;margin:0 0 16px}
.oip-tool .row > div{display:flex;flex-direction:column;gap:6px;min-width:0}
.oip-tool label{font-size:14.5px;font-weight:600;color:var(--oip-navy);line-height:1.35}
.oip-tool label:has(input[type=checkbox]){display:flex;align-items:flex-start;gap:10px;font-weight:500;color:var(--oip-ink);cursor:pointer;margin-bottom:4px}
.oip-tool input[type=number],.oip-tool input[type=text],.oip-tool select{width:100%;font:inherit;font-size:16px;color:var(--oip-ink);background:var(--oip-bg);border:1.5px solid var(--oip-line-2);border-radius:12px;padding:12px 14px;min-height:48px;transition:border-color .15s,background .15s}
.oip-tool select{appearance:none;-webkit-appearance:none;padding-right:40px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='m4 6 4 4 4-4' fill='none' stroke='%230d2350' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:16px}
.oip-tool input:hover,.oip-tool select:hover{border-color:#9fb3d6}
.oip-tool input:focus,.oip-tool select:focus{outline:none;border-color:var(--oip-blue);background-color:#fff;box-shadow:0 0 0 4px rgba(22,64,168,.15)}
.oip-tool input:disabled,.oip-tool select:disabled{opacity:.55;cursor:not-allowed}
.oip-tool input[type=checkbox]{width:20px!important;height:20px;margin:1px 0 0;flex:none;accent-color:var(--oip-blue)}
.oip-tool button{font:inherit;font-weight:600;font-size:16px;background:var(--oip-navy);color:#fff;border:0;border-radius:12px;padding:12px 22px;min-height:48px;cursor:pointer}
.oip-tool button:hover{background:var(--oip-blue)}
.oip-tool .res{margin-top:8px;padding:22px 24px;border-radius:18px;background:var(--oip-navy);color:#d7e0f3;font-size:15.5px;line-height:1.6}
.oip-tool .res b{color:#fff}
.oip-tool .res small{display:block;font-size:13.5px;line-height:1.5;color:#aebbd8}
.oip-tool .res .big{display:inline-block;font-size:clamp(36px,5vw,52px);font-weight:700;letter-spacing:-.03em;line-height:1.1;color:var(--oip-mint);margin:4px 0 6px}
.oip-tool table{width:100%;border-collapse:collapse;font-size:15px}
.oip-tool th,.oip-tool td{padding:10px 12px;border-bottom:1px solid var(--oip-line);text-align:left}

/* ---------- офферы ---------- */
.oip-where{margin-top:44px;padding:28px;border-radius:var(--oip-r-lg);background:var(--oip-paper);border:1px solid var(--oip-line)}
.oip-where-h{margin:0 0 6px;font-size:24px;color:var(--oip-navy);letter-spacing:-.02em}
.oip-where-sub{margin:0 0 18px;color:var(--oip-muted);font-size:15px}
.oip-where-list{display:flex;flex-direction:column;gap:12px}
.oip-offer{display:grid;grid-template-columns:48px minmax(0,1fr) auto;gap:16px;align-items:center;padding:18px;border:1px solid var(--oip-line);border-radius:14px;background:var(--oip-bg)}
.oip-prose .oip-offer{margin:1.5em 0;background:var(--oip-paper)}
.oip-offer-mono{width:48px;height:48px;border-radius:14px;background:var(--oip-navy);color:var(--oip-mint);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center}
.oip-offer-body p{margin:0}
.oip-offer-bank{font-size:12.5px!important;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--oip-mint-ink)}
.oip-offer-title{font-size:17px;font-weight:700;color:var(--oip-navy);line-height:1.3;margin:2px 0!important}
.oip-offer-prod{font-size:14.5px;color:var(--oip-muted);line-height:1.45}
.oip-offer-ad{margin-top:8px!important;font-size:12px;line-height:1.4;color:#56627a;overflow-wrap:anywhere}
.oip-offer-btn{display:inline-flex;align-items:center;justify-content:center;gap:4px;white-space:nowrap;font-size:15px;font-weight:600;text-decoration:none;color:#fff!important;background:var(--oip-blue);padding:12px 18px;border-radius:12px;min-height:46px;transition:background .15s}
.oip-offer-btn:hover{background:var(--oip-navy)}

/* ---------- блоки в конце статьи ---------- */
.oip-qa{margin-top:44px}
.oip-qa-h,.oip-next-h{margin:0 0 6px;font-size:24px;color:var(--oip-navy);letter-spacing:-.02em}
.oip-next{margin-top:44px;padding-top:28px;border-top:1px solid var(--oip-line)}
.oip-next-list{list-style:none;margin:14px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.oip-next-list a{display:flex;align-items:center;gap:14px;height:100%;padding:16px 18px;background:var(--oip-paper);border:1px solid var(--oip-line);border-radius:14px;text-decoration:none;color:var(--oip-navy);font-weight:600;font-size:15.5px;line-height:1.35;transition:.15s}
.oip-next-list a:hover{border-color:var(--oip-blue);box-shadow:var(--oip-shadow)}
.oip-next-n{flex:none;width:30px;height:30px;border-radius:50%;border:2px dotted var(--oip-mint-ink);color:var(--oip-mint-ink);font-size:13px;font-weight:700;display:flex;align-items:center;justify-content:center}
.oip-next-t{flex:1}
.oip-next-go{color:var(--oip-blue);font-size:18px}

/* ---------- служебные страницы ---------- */
.oip-doc{max-width:820px;padding-top:44px;padding-bottom:24px}
.oip-doc-head{padding-bottom:22px;margin-bottom:30px;border-bottom:3px dotted var(--oip-line-2)}
.oip-doc-kicker{margin:0 0 10px;font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--oip-mint-ink)}
.oip-doc-title{font-size:clamp(28px,3.6vw,40px);line-height:1.15;letter-spacing:-.025em;color:var(--oip-navy);margin:0 0 10px}
.oip-doc-date{margin:0;color:var(--oip-muted);font-size:14.5px}
.oip-doc-body{font-size:17px}
.oip-doc-body h2{font-size:22px}
.oip-doc-nav{display:flex;flex-wrap:wrap;gap:8px;margin-top:40px}
.oip-doc-nav a{padding:9px 16px;border-radius:999px;border:1px solid var(--oip-line-2);text-decoration:none;color:var(--oip-navy);font-size:14.5px;font-weight:500;background:var(--oip-paper)}
.oip-doc-nav a:hover{border-color:var(--oip-blue)}
.oip-doc-nav a[aria-current]{background:var(--oip-navy);color:#fff;border-color:var(--oip-navy)}
.oip-doc-lost{text-align:center;max-width:640px;padding-top:56px}
.oip-doc-lost .oip-doc-head{border:0;margin-bottom:8px}
.oip-doc-lost .oip-prose{text-align:left;display:inline-block}
.oip-doc-art{display:block;width:320px;margin:0 auto 24px}

/* ---------- подвал ---------- */
.oip-foot{margin-top:88px;background:var(--oip-navy);color:#c6d0e6;padding:0 0 30px;font-size:15px}
.oip-foot-finish{height:60px;margin:0 -24px;transform:translateY(-1px)}
.oip-foot-finish svg{display:block;width:100%;height:60px}
.oip-foot-cols{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) minmax(0,1fr);gap:40px;padding:12px 0 30px}
.oip-foot-logo{font-size:22px;font-weight:600;color:#fff;margin:0 0 10px;letter-spacing:-.02em}
.oip-foot-logo b{color:var(--oip-mint);margin-left:4px}
.oip-foot-about p{margin:0 0 10px;line-height:1.55}
.oip-foot-note{font-size:14px;color:#a9b6d2}
.oip-foot-h{margin:0 0 12px;font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:var(--oip-mint)}
.oip-foot-group{display:flex;flex-direction:column;gap:9px;align-items:flex-start}
.oip-foot a{color:#e3e9f6;text-decoration:none}
.oip-foot a:hover{color:var(--oip-mint);text-decoration:underline}
.oip-foot-legal{margin:0;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:13.5px;color:#a9b6d2;line-height:1.5}

/* ---------- баннер cookie ---------- */
.oip-cookie{position:fixed;left:20px;bottom:20px;z-index:80;max-width:440px;width:calc(100% - 40px);background:var(--oip-paper);color:var(--oip-ink);border:1px solid var(--oip-line-2);border-top:5px solid var(--oip-mint);border-radius:18px;padding:18px 20px;box-shadow:0 18px 50px -12px rgba(13,35,80,.4)}
.oip-cookie[hidden]{display:none}
.oip-cookie-text{margin:0 0 14px;font-size:14px;line-height:1.5;color:#25324a}
.oip-cookie-text a{color:var(--oip-blue)}
.oip-cookie-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.oip-cookie-ok,.oip-cookie-no{font:inherit;font-size:15px;font-weight:600;min-height:44px;padding:10px 12px;border-radius:12px;cursor:pointer;border:2px solid var(--oip-navy);background:var(--oip-navy);color:#fff;transition:.15s}
.oip-cookie-no{background:var(--oip-paper);color:var(--oip-navy)}
.oip-cookie-ok:hover,.oip-cookie-no:hover{background:var(--oip-blue);border-color:var(--oip-blue);color:#fff}

/* ---------- адаптив ---------- */
@media (max-width:1080px){
  .oip-hero-panel{grid-template-columns:1fr;padding:44px 36px 28px}
  .oip-hero-visual{max-width:560px;margin:0 auto;width:100%}
  .oip-ways-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .oip-sec{grid-template-columns:220px minmax(0,1fr);gap:24px}
  .oip-sec-list{grid-template-columns:1fr}
  .oip-guide{grid-template-columns:1fr;gap:40px}
  .oip-guide-faq{position:static}
}
@media (max-width:959px){
  html{scroll-padding-top:72px}
  .oip-bar-row{flex-direction:column;align-items:stretch;gap:0;min-height:0;padding-top:10px}
  .oip-brand{padding-bottom:8px}
  .oip-menu{overflow-x:auto;margin:0 -24px;padding:0 24px 10px;scrollbar-width:none}
  .oip-menu::-webkit-scrollbar{display:none}
  .oip-menu-link{padding:7px 12px;font-size:14.5px;background:var(--oip-bg)}
  .oip-menu-link:first-child{margin-left:0}
  .oip-bar{position:relative}
  .oip-art{grid-template-columns:minmax(0,1fr);gap:0;padding-top:22px}
  .oip-rail{order:2;margin:0 0 4px}
  .oip-art-main{order:3}
  .oip-rail{position:sticky;top:0;z-index:30;margin:0 -24px 18px;padding:8px 24px;background:rgba(244,247,251,.95);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px)}
  .oip-rail-box{position:static;max-height:60vh;padding:0;border-radius:14px}
  .oip-rail-sum{display:flex;justify-content:space-between;align-items:center;cursor:pointer;list-style:none;padding:12px 16px;font-weight:600;color:var(--oip-navy);font-size:15px}
  .oip-rail-sum::-webkit-details-marker{display:none}
  .oip-rail-pct{font-size:13px;color:var(--oip-mint-ink);background:var(--oip-mint-soft);padding:3px 9px;border-radius:999px}
  .oip-rail-box > :not(summary){margin-left:16px;margin-right:16px}
  .oip-rail-box[open]{padding-bottom:14px}
  .oip-rail-h{display:none}
  .oip-route{grid-template-columns:1fr;gap:0}
  .oip-route::before{left:22px;right:auto;top:24px;bottom:40px;border-top:0;border-left:3px dotted var(--oip-mint)}
  .oip-stop a{display:grid;grid-template-columns:48px 1fr;column-gap:16px;padding:0 0 22px}
  .oip-stop-num{grid-row:span 2;margin:0}
  .oip-stop-t{align-self:end}
  .oip-is-article .oip-art, .oip-is-hub .oip-art{padding-top:14px}
}
@media (max-width:720px){
  .oip-shell{padding:0 16px}
  .oip-menu{margin:0 -16px;padding:0 16px 10px}
  .oip-rail{margin:0 -16px 16px;padding:8px 16px}
  .oip-foot-finish{margin:0 -16px}
  .oip-hero{padding-top:14px}
  .oip-hero-panel{padding:30px 22px 14px;border-radius:22px}
  .oip-hero-lead{font-size:15.5px;line-height:1.55;margin-bottom:22px}
  .oip-hero-title{font-size:30px}
  .oip-hero-visual{margin:6px -10px 0;width:auto}
  .oip-hero-labels{display:none}
  .oip-tablewrap table{min-width:600px;font-size:14px}
  .oip-tablewrap{margin-right:-16px;border-radius:14px 0 0 14px;border-right:0}
  .oip-hero-facts{grid-template-columns:1fr 1fr 1fr;gap:8px}
  .oip-hero-facts li{padding:10px}
  .oip-hero-facts b{font-size:19px}
  .oip-hero-facts span{font-size:12px}
  .oip-ways{margin-top:40px}
  .oip-ways-grid,.oip-ways-help{grid-template-columns:1fr}
  .oip-way-link{padding:18px}
  .oip-way-ico{width:48px;height:48px}
  .oip-way-ico .oip-ico{width:30px;height:30px}
  .oip-route-sec{margin-top:48px;padding:40px 0 30px}
  .oip-sec{grid-template-columns:1fr;padding:22px 18px;gap:12px;border-radius:22px}
  .oip-sec-head{position:static;flex-direction:row;align-items:center}
  .oip-sec-head img{width:84px}
  .oip-prose{font-size:17px}
  .oip-stage{padding-left:0}
  .oip-stage::before{display:none}
  .oip-stage > h3{margin-left:0!important}
  .oip-stage-n{width:36px;height:36px;font-size:15px}
  .oip-brief{padding:18px;gap:12px;flex-direction:column}
  .oip-art-meta{gap:4px 14px}
  .oip-art-meta > *+*::before{display:none}
  .oip-brief-ico{width:38px;height:38px}
  .oip-brief-t{font-size:16px}
  .oip-tool{padding:18px;border-radius:20px;margin-left:-4px;margin-right:-4px}
  .oip-where{padding:20px 16px}
  .oip-offer{grid-template-columns:44px minmax(0,1fr);gap:12px 14px;align-items:start}
  .oip-offer-mono{width:44px;height:44px}
  .oip-offer-btn{grid-column:1 / -1}
  .oip-next-list{grid-template-columns:1fr}
  .oip-foot-cols{grid-template-columns:1fr;gap:28px}
  .oip-cookie{left:12px;right:12px;bottom:12px;width:auto;max-width:none;padding:16px}
  .oip-doc-art{width:240px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}